Terms and Conditions
These Terms and Conditions (“Terms”) govern your participation in the Algoter Loss coverage insurance program(“Program”) offered by Algoter (“Algoter,” “we,” “us,” or “our”). The Program provides expert trading signals and automatic compensation for qualifying net trading losses, facilitated through our partnership with Zooe, a regulated brokerage platform. By participating, you (“Client,” “you,” or “your”) agree to be bound by these Terms. Please read them carefully.
- Overview of the Program
1.1. Purpose: The Program allows eligible clients to follow Algoter’s expert trading signals through copy signal and offers automatic compensation for net trading losses that meet specific criteria, as outlined in these Terms.
1.2. Partnership with Zooe: Algoter partners with Zooe, a regulated broker, to execute Program-related trades. All trading under the Program must be conducted through a Zooe brokerage account.
1.3. Eligibility: The Program is available only to clients who:
- Maintain an active Zooe trading account configured to follow Algoter’s signals.
- Are at least 18 years old and have the legal capacity to enter binding agreements.
- Provide a valid USDT wallet address for compensation payouts.
- Comply with all applicable laws, regulations, and these Terms.
- Zooe Brokerage Account Requirement
2.1. Mandatory Use of Zooe: To participate in the Program, you must open and maintain an active trading account with Zooe. Algoter does not support other brokers for this Program yet.
2.2. Account Setup: You are responsible for completing Zooe’s account opening process, including Know Your Customer (KYC) requirements and agreeing to Zooe’s terms.
2.3. Segregated Accounts: Your funds are held in segregated accounts at Zooe, in accordance with regulatory requirements. Zooe acts solely as a broker and does not manage your funds.
2.4. Trading Execution: Algoter’s signals are transmitted to your Zooe account for execution, either automatically or manually based on your settings. You must ensure your account is adequately funded and configured to receive signals.
2.5. Client Responsibility: You are responsible for all account-related decisions, including funding, trade settings, and compliance with Zooe’s policies.
- Trading Signals
3.1. Signal Delivery: All trading signals are sent via Algoter’s Telegram bot. You will receive two analysis signals daily at 15:00 -16:00 and 20:00 -21:00 (UTC+8).
3.2. Signal Parameters: Each signal includes the following criteria, which must be followed for compensation eligibility:
- Trading product (e.g., forex, gold).
- Trade direction (buy or sell).
- Price range for order entry.
- Time window for order placement.
- Recommended trading volume.
- Stop-loss and take-profit settings.
See below for the recommended trading volume:
| Capital | Lot | Order/Day |
| $200 | 0.01 | 2-5 |
| $1,000 | 0.05 | 2-5 |
| $2,000 | 0.1 | 2-5 |
| $4,000 | 0.2 | 2-5 |
| $6,000 | 0.3 | 2-5 |
| $8,000 | 0.5 | 2-5 |
| $10,000 | 0.8 | 2-5 |
3.3. Compliance Requirement: Trades must strictly adhere to the signal parameters to qualify for compensation (Section 4).
3.4. No Guarantee: Algoter does not guarantee the accuracy, profitability, or suitability of signals for your financial goals. Trading involves significant risks, and past performance is not indicative of future results.
3.5. Signal Availability: Algoter may modify, suspend, or discontinue signals at its discretion, with notice as per Section 8 (Termination). You are responsible for ensuring access to the Telegram bot and maintaining an active Telegram account.
- Loss Compensation Model
4.1. Automatic Compensation: Algoter automatically calculates and processes compensation for qualifying net trading losses in your Zooe account, based on trades executed per our signals. No client application is required.
4.2. Definition of Net Loss: Net loss is calculated as:
Net Loss = Cumulative Losses – Cumulative Profits
Losses and profits are derived only from closed trades executed in accordance with Algoter’s signal parameters (Section 3.2) during the compensation period.
Brokerage fees, commissions, spreads, or other Zooe charges are excluded from the calculation.
4.3. Compensation Conditions: Compensation applies only to trades that meet all of the following criteria:
- Trade the specified financial product.
- Match the signal’s direction (buy or sell).
- Are executed within the signal’s price range and time window.
- Adhere to the recommended trading volume.
- Include the stop-loss and take-profit settings provided in the signal.
4.4. Non-Qualifying Trades: Losses from trades that deviate from Algoter’s signal parameters are excluded from compensation, including but not limited to:
- Extra trades initiated by you outside Algoter’s signals.
- Trades with altered volume, direction, price, timing, or settings (e.g., missing stop-loss).
- Trades executed outside the specified product or signal criteria.
4.5. Compensation Period: Net losses are assessed monthly, based on the calendar month (e.g., January 1–31).
4.6. Payout Method and Timing: Compensat ion is paid in USDT and transferred to the USDT wallet address you provide during registration. Payouts follow the settlement schedule of your chosen subscription plan (e.g., weekly, monthly).
4.7. Compensation Limits: The maximum compensation amount is determined by your subscription plan’s specified limit. Algoter reserves the right to adjust limits with notice to clients.
4.8. Wallet Responsibility: You must provide a valid and accurate USDT wallet address. Algoter is not liable for losses due to incorrect or inaccessible wallet addresses. You are responsible for any blockchain network fees associated with USDT transfers.
4.9. Verification: Algoter calculates compensation using trade data from Zooe’s backend. You authorize Algoter to access your Zooe account data for this purpose.
4.10. Funding of Compensation: Algoter maintains reserve funds in segregated accounts at Zooe to support compensation payouts. These funds are used solely for Program purposes.
4.11. For the 3-Day Trial, Compensation Is Limited. Please View Details Below.
| Capital | Lot | Limited Compensation |
| $200 | 0.01 | USD 10 |
| $1,000 | 0.05 | USD 60 |
| $2,000 | 0.1 | USD 120 |
| $4,000 | 0.2 | USD 250 |
| $6,000 | 0.3 | USD 350 |
| $8,000 | 0.5 | USD 650 |
| $10,000 | 0.8 | USD 1,000 |
- Subscription Plans and Fees
5.1. Subscription Plans: Participation requires an active Algoter subscription plan, which determines your compensation limit and payout schedule. Plan details are available at signup or on our website.
5.2. Fees: You are responsible for Algoter subscription fees and Zooe brokerage charges (e.g., commissions, spreads).
5.3. Plan Changes: You may upgrade or downgrade your plan, subject to Algoter’s approval. Changes may affect compensation limits and payout timing.
5.4. Transparency: Algoter does not charge hidden fees for compensation, signal access, or USDT payouts beyond disclosed amounts.
- Risks and Acknowledgments
6.1. Trading Risks: Trading carries a high risk of loss, potentially exceeding your initial investment. You participate at your own risk.
6.2. Limited Liability: Except for compensation under Section 4, Algoter is not liable for losses in your Zooe account, whether from following signals or otherwise.
6.3. Zooe’s Role: Zooe is a third-party broker. Algoter is not responsible for Zooe’s actions, including platform issues, execution errors, or regulatory compliance.
6.4. Signal Delivery Risks: Algoter is not liable for losses due to failure to receive signals (e.g., Telegram outages, client device issues).
6.5. USDT Payout Risks: You acknowledge that cryptocurrency transfers involve risks, such as wallet security or network delays, and Algoter is not liable for issues beyond its control.
6.6. Independent Decisions: Your participation and trade execution decisions are made independently, not as a result of advice from Algoter.
- Confidentiality and Data
7.1. Data Processing: Algoter collects and processes personal and trading data, including your USDT wallet address, to operate the Program, as detailed in our Privacy Policy.
7.2. Data Access: You authorize Algoter to access your Zooe trade data for compensation calculations and signal performance monitoring.
7.3. Confidentiality: Both parties agree to keep Program-related information confidential, except as required by law.
- Termination
8.1. Client Termination: You may exit the Program by providing 7 calendar days’ written notice to Algoter and ceasing to follow signals.
8.2. Algoter Termination: Algoter may terminate or suspend your participation with 7 calendar days’ notice, or immediately for fraud, breach, or regulatory requirements.
8.3. Post-Termination: Upon termination:
- Signal access will cease.
- Compensation will be processed only for qualifying trades executed before termination, per your plan’s payout schedule, and paid to your USDT wallet.
- Sections 6 (Risks), 7 (Confidentiality), 9 (Liability), and 10 (Governing Law) survive termination.
- Limitation of Liability
9.1. No Consequential Damages: Algoter is not liable for indirect, incidental, or consequential damages, including lost profits, arising from the Program.
9.2. Liability Cap: Algoter’s total liability is limited to the fees you paid to Algoter in the 12 months preceding any claim.
9.3. Force Majeure: Algoter is not liable for delays or failures due to events beyond its control, such as market disruptions, Telegram outages, blockchain issues, or technical failures.
- Governing Law and Dispute Resolution
10.1. Governing Law: These Terms are governed by the laws of [Insert Jurisdiction, e.g., Delaware, USA], excluding conflict of law principles.
10.2. Dispute Resolution: Disputes will be resolved through negotiation. Unresolved disputes will be submitted to binding arbitration in [Insert City/State] under [Insert Arbitration Body, e.g., American Arbitration Association] rules.
10.3. Jurisdiction: Non-arbitrable claims are subject to the exclusive jurisdiction of [Insert Jurisdiction] courts.
- Miscellaneous
11.1. Entire Agreement: These Terms, including referenced policies, form the complete agreement between you and Algoter for the Program.
11.2. Amendments: Algoter may update these Terms by posting revisions online or notifying you. Continued participation constitutes accept ance.
11.3. Assignment: You may not assign your rights without Algoter’s consent. Algoter may assign its rights freely.
11.4. No Partnership: The Program does not create a partnership or agency relationship with Algoter or Zooe.
11.5. Severability: Invalid provisions do not affect the enforceability of remaining Terms.
- Contact Information
For Program inquiries, please contact us.
For Zooe-related issues, contact Zooe per their terms.